Dr. Khandwalla

The applicant sought statutory accident benefits following a motor vehicle accident, including an income replacement benefit and medical benefits for physiotherapy and chiropractic services.

The respondent denied the benefits on the basis that the applicant did not suffer a substantial inability to perform the essential tasks of her pre-accident employment and that the proposed treatments were not reasonable and necessary.

The Tribunal dismissed the application, preferring the evidence of the respondent's assessors that the applicant's psychological and physical impairments did not meet the substantial inability test, and finding that the applicant had already received adequate treatment for her accident-related injuries.