Accident benefits dismissed; applicant held to Minor Injury Guideline due to insufficient medical evidence.
The applicant sought statutory accident benefits following a motor vehicle accident, arguing for removal from the Minor Injury Guideline (MIG) due to chronic pain.
The Licence Appeal Tribunal found that the applicant failed to provide sufficient medical evidence of chronic pain with a functional impairment.
Relying on an insurer's examination report which concluded the injuries were minor and maximal recovery was achieved, the Tribunal held the applicant to the MIG.
Consequently, the claims for additional treatment plans, an award for unreasonable delay, and interest were dismissed.
OLATOntario Licence Appeal TribunalNov 26, 2025