Applicant removed from Minor Injury Guideline due to knee injury but denied non-earner and treatment benefits.
The applicant sought statutory accident benefits following a motor vehicle accident, disputing the insurer's denial of a non-earner benefit and various treatment plans under the Minor Injury Guideline (MIG).
The Tribunal found that the applicant's knee injury, diagnosed as meralgia paresthetica by the insurer's own assessor, was not a minor injury under the Schedule, removing him from the MIG.
However, the applicant failed to establish entitlement to the non-earner benefit or the requested treatment plans, as the evidence did not show a complete inability to carry on a normal life or that the treatments were reasonable and necessary.
OLATOntario Licence Appeal TribunalNov 18, 2022
