Dr. Kathryn Giles

The applicant sought statutory accident benefits following a motor vehicle accident.

The respondent denied several treatment and assessment plans on the basis that the applicant's injuries were predominantly minor and subject to the $3,500 limit under the Minor Injury Guideline (MIG).

The Tribunal found that the medical evidence, including independent medical examinations, supported that the applicant sustained soft tissue injuries falling within the MIG.

The Tribunal rejected the applicant's claims that she suffered from chronic pain or a psychological impairment warranting removal from the MIG, noting her return to work and lack of functional impairment.

As the MIG limits were exhausted, the disputed treatment plans were not reasonable and necessary.

Claims for interest and a special award were also dismissed.

The applicant sought Income Replacement Benefits (IRBs) and medical benefits following a rear-end motor vehicle accident.

The insurer denied the claims, arguing the applicant did not suffer a substantial or complete inability to work and that the medical treatments were not reasonable and necessary.

The arbitrator found that the applicant continued to work for 14 months post-accident and that her subsequent medical complaints, including blackouts and incontinence, were not causally linked to the accident by the medical experts.

The arbitrator dismissed the application, concluding the applicant failed to prove entitlement to IRBs, medical benefits, or a special award.