Insurer ordered to pay ongoing income replacement benefits and a $3,500 special award for unreasonable termination.
The applicant, a child care provider, was injured in a rear-end motor vehicle accident and claimed statutory accident benefits.
The insurer terminated her weekly income replacement benefits on multiple occasions.
The arbitrator found the applicant credible and accepted medical evidence that she developed chronic pain syndrome as a result of the accident, rendering her substantially disabled from performing the essential tasks of her employment.
The arbitrator ordered the insurer to pay income replacement benefits for the disputed periods and ongoing.
Additionally, the arbitrator found the insurer acted unreasonably in prematurely terminating benefits and awarded a special award of $3,500, along with interest and arbitration expenses.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesMar 8, 1999
