Dr. J. P. Sarco

The Applicant sought income replacement benefits (IRBs) and medical benefits following a low-speed motor vehicle accident.

The Licence Appeal Tribunal dismissed the application, finding that the Applicant failed to provide contemporaneous medical evidence demonstrating a substantial inability to perform the essential tasks of his employment as a cleaning company manager.

The Tribunal relied on insurer's examination reports which found no functional impairments or severe emotional symptomology.

Claims for physiotherapy, psychological services, and an occupational therapy assessment were also dismissed as not reasonable and necessary.

The applicant sought statutory accident benefits following a motor vehicle accident, claiming her injuries fell outside the Minor Injury Guideline (MIG) due to a pre-existing medical condition, chronic pain, psychological impairments, and physical limitations.

The Tribunal found that the applicant failed to provide sufficient medical evidence from specialists to prove she could not attain maximal recovery within the MIG or that she developed chronic pain syndrome or a psychological impairment.

Relying on the respondent's specialist assessments, the Tribunal concluded the applicant's injuries remained within the MIG.

As the $3,500 limit was exhausted, the disputed treatment plans, interest, and an award were denied.