Accident benefits claims dismissed; injuries fell within MIG and benefit election was final.
The applicant sought statutory accident benefits following two motor vehicle accidents.
The adjudicator held that the applicant was precluded from claiming an income replacement benefit for the second accident because he had elected to receive a non-earner benefit, an election that is final under s. 35(3) of the Schedule.
For the first accident, the applicant failed to prove a complete inability to engage in employment to qualify for a post-104 income replacement benefit.
Furthermore, the adjudicator found that the applicant's injuries from both accidents fell within the Minor Injury Guideline, as he failed to demonstrate that pre-existing conditions, chronic pain, or psychological impairments prevented him from achieving maximum medical recovery within the guideline's limits.
All claims were dismissed.
OLATOntario Licence Appeal TribunalNov 1, 2022
