Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline and limits were exhausted.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming entitlement to treatment plans for chiropractic services, a psychological assessment, and a chronic pain assessment.
The respondent denied the benefits on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG) and the policy limits were exhausted.
The Tribunal found that the applicant failed to prove her chronic pain and psychological impairments were accident-related or severe enough to warrant removal from the MIG.
As the MIG limits were exhausted, the claims for treatment plans, a section 10 award, and interest were dismissed.
OLATOntario Licence Appeal TribunalApr 27, 2023