Applicant removed from Minor Injury Guideline due to accident-related psychological disorders and chronic pain.
The applicant sought statutory accident benefits following a motor vehicle accident.
The insurer denied benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that while the initial physical injuries were minor, the applicant subsequently developed accident-related psychological disorders and chronic pain that warranted removal from the MIG.
The Tribunal ordered payment for a psychiatry/GP medical assessment but denied a claim for chiropractic services as there was no outstanding balance.
Interest was awarded on overdue payments.
OLATOntario Licence Appeal TribunalMar 14, 2023
