Claims for additional medical benefits dismissed as applicant's injuries fell within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The insurer denied funding for additional chiropractic treatments and assessments beyond the $3,500 Minor Injury Guideline (MIG) limit.
The Licence Appeal Tribunal found that the applicant's physical and psychological injuries fell within the MIG.
The Tribunal preferred the evidence of the insurer's medical experts, who provided extensive reports based on testing, over the applicant's practitioners, who failed to provide details of testing or lacked appropriate accreditation.
As the applicant had already exhausted the MIG funding limit, the claims for additional medical benefits and interest were dismissed.
OLATOntario Licence Appeal TribunalApr 6, 2018
