Medical benefits denied as not reasonable and necessary; insurer's request for IRB repayment time-barred.
The applicant sought medical benefits for physiotherapy and a bone growth stimulator following a motor vehicle accident.
The respondent denied the benefits and sought repayment of an income replacement benefit overpayment.
The Tribunal found that the treatment plans were not reasonable and necessary, relying on insurer's examination reports and surveillance indicating the applicant had reached maximum medical improvement.
The Tribunal also denied the respondent's request for repayment, finding that the formal request was made outside the 12-month statutory limitation period under section 52 of the Schedule.
The application was dismissed in its entirety.
OLATOntario Licence Appeal TribunalApr 11, 2023