Application for accident benefits dismissed due to lack of causation, insufficient evidence, and non-compliance.
The applicant sought income replacement benefits (IRBs) and medical and rehabilitation benefits following a motor vehicle accident.
The adjudicator found that the applicant failed to prove she suffered a substantial inability to perform the essential tasks of her pre-accident employment, noting inconsistencies in her reported employment and a lack of supportive medical evidence linking her physical and psychological impairments to the accident.
Furthermore, the applicant was found non-compliant with section 33 of the Schedule for failing to provide requested employment and income documentation.
The adjudicator also dismissed the claims for physiotherapy, psychological services, and a chronic pain program, finding the applicant did not establish that the treatments were reasonable and necessary or that she suffered from accident-related chronic pain.
The application was dismissed in its entirety.
OLATOntario Licence Appeal TribunalFeb 4, 2026
