Claims for income replacement and housekeeping benefits dismissed; partial rehabilitation expenses awarded.
The applicant was injured in a motor vehicle accident and sought income replacement, rehabilitation, housekeeping, and transportation benefits from his insurer.
The insurer terminated income replacement benefits after medical assessments found no objective physical impairment and noted signs of exaggerated pain.
The arbitrator dismissed the claims for income replacement, housekeeping, and transportation expenses, finding insufficient medical evidence to support a substantial inability to perform essential tasks.
However, the arbitrator ordered the insurer to pay $2,030 for a portion of the claimed rehabilitation expenses, finding that specific physiotherapy program was reasonable and necessary.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesApr 27, 2000
