Application for accident benefits dismissed; applicant failed to prove injuries warranted removal from Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, disputing the insurer's determination that his injuries fell within the Minor Injury Guideline (MIG).
The applicant claimed entitlement to non-earner benefits and funding for psychological services, relying on a psychological assessment diagnosing him with major depressive disorder and PTSD.
The Tribunal found that the applicant failed to provide corroborating medical evidence, such as clinical notes and records, to establish non-minor physical or psychological impairments.
The Tribunal accepted the respondent's psychological assessment, which found the applicant's symptoms did not meet DSM-5 criteria.
The claim for non-earner benefits was also dismissed due to a lack of evidence regarding the applicant's pre-accident activities and objective medical evidence demonstrating a complete inability to carry on a normal life.
The application was dismissed.
OLATOntario Licence Appeal TribunalJan 9, 2026
