Application for income replacement benefits dismissed as applicant failed to prove substantial inability to perform employment tasks.
The applicant sought an income replacement benefit (IRB) following a motor vehicle accident, which the respondent insurer denied based on insurer's examinations.
The Licence Appeal Tribunal dismissed the application, finding that the applicant failed to prove a substantial inability to perform the essential tasks of his self-employment.
The Tribunal preferred the respondent's medical evidence, noting that the applicant's own clinical records indicated he had returned to work shortly after the accident and lacked objective medical evidence to support his claim.
Claims for interest and an award for unreasonable delay were also dismissed.
OLATOntario Licence Appeal TribunalMar 8, 2021
