Insurer ordered to pay ongoing income replacement benefits and a special award for unreasonable termination.
The applicant was injured in a motor vehicle accident and claimed statutory accident benefits.
The insurer terminated his income replacement benefits, arguing he was not substantially disabled from his employment as a wallpaper hanger.
The arbitrator found that the applicant suffered a substantial inability to perform the essential tasks of his employment due to chronic pain, severe headaches, and psychological difficulties resulting from the accident.
The arbitrator ordered the insurer to pay ongoing income replacement benefits, certain supplementary medical expenses, and a special award of $2,500 for unreasonably terminating benefits without a proper assessment.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesJan 1, 1998