Application for statutory accident benefits dismissed as applicant reached maximum medical recovery and treatments were not reasonable and necessary.
The applicant was injured in a rear-end motor vehicle accident and sought various medical and rehabilitation benefits, including psychological, chiropractic, physiotherapy services, and a neurological assessment.
The insurer denied the benefits.
The Licence Appeal Tribunal dismissed the application in its entirety, finding that the applicant had reached maximum medical recovery for his soft tissue injuries and that the proposed psychological services could be provided at a lower hourly rate by a subordinate practitioner.
The Tribunal also found the neurological assessment was not reasonable and necessary as the applicant's headaches were not directly caused by the accident.
OLATOntario Licence Appeal TribunalSep 11, 2020