Applicant awarded weekly caregiver and housekeeping benefits due to severe post-traumatic stress disorder from accident.
The applicant was injured in a motor vehicle accident and sought statutory accident benefits for her inability to perform essential housekeeping and childcare tasks.
The insurer terminated her weekly benefits, arguing symptom exaggeration based on some medical assessments.
The arbitrator reviewed conflicting medical and psychological evidence, including diagnoses of severe post-traumatic stress disorder from multiple specialists.
The arbitrator concluded that the applicant suffered a substantial inability to complete her essential tasks as a homemaker and mother due to the psychological effects of the accident, and awarded weekly benefits, interest, and expenses.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesAug 22, 1995
