Application for accident benefits dismissed; applicant's injuries fell within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant's physical injuries, diagnosed as sprains, strains, and a partial tear, fell within the MIG definition.
Furthermore, the Tribunal accepted the respondent's psychological assessment that the applicant did not suffer a psychological injury warranting diagnosis or treatment.
As the applicant was held to the MIG and had not exhausted the $3,500 limit, the claims for additional physiotherapy, a psychological assessment, and an award were dismissed.
OLATOntario Licence Appeal TribunalFeb 18, 2026