Applicant found catastrophically impaired following motor vehicle accident; entitled to medical, attendant care, and housekeeping benefits.
The applicant was injured in a motor vehicle accident and applied for statutory accident benefits, which the insurer denied.
The central issue was whether the applicant's injuries met the threshold for catastrophic impairment.
The arbitrator preferred the evidence of the applicant's experts, finding that the applicant suffered a marked psychological impairment and significant physical impairments, rendering her catastrophically impaired.
The arbitrator awarded various medical benefits, attendant care benefits, housekeeping and home maintenance benefits, and the costs of several assessments.
Claims for a driver desensitization assessment, a worksite assessment, and a special award were dismissed.
Interest was awarded on overdue payments.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesSep 26, 2016