Claims for statutory accident benefits dismissed as applicants failed to prove accident-related impairments.
The three applicants were involved in a motor vehicle accident and sought various statutory accident benefits, including non-earner benefits, attendant care benefits, and medical rehabilitation benefits.
The insurer denied the claims based on independent medical examinations indicating that the applicants' ongoing impairments were related to pre-existing conditions rather than the accident.
The arbitrator found that none of the applicants suffered a complete inability to carry on a normal life, and that the proposed treatment plans and attendant care were neither reasonable nor necessary.
All claims for benefits were dismissed.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesOct 18, 2017