The applicant, a pedestrian struck by a vehicle, sought statutory accident benefits including attendant care, chiropractic services, and assessments.
The respondent insurer denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG) and its $3,500 cap.
The applicant contended that chronic pain and psychological impairments took her outside the MIG.
The Tribunal found that the applicant's soft tissue injuries had resolved and that she failed to prove her chronic pain or psychological symptoms were more than mere sequelae of the minor injuries.
Consequently, the MIG applied, precluding attendant care benefits and limiting assessment costs.
The claims were largely dismissed, save for a potential $215 payment for a psychological assessment if it constituted a first visit.
