Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline cap.
The applicant was injured in a motor vehicle accident and sought payment for a psychological assessment and physiotherapy services.
The respondent insurer denied the treatment plans on the basis that the applicant's injuries were predominantly minor and subject to the $3,500 cap under the Minor Injury Guideline (MIG).
The Tribunal found that the applicant failed to provide sufficient medical evidence to prove her chronic pain, fibromyalgia, and psychological impairments were caused by the accident or removed her from the MIG.
The application was dismissed, and the applicant was denied the claimed benefits, interest, and costs.
OLATOntario Licence Appeal TribunalMar 5, 2017
