Application for accident benefits dismissed; injuries fell within the Minor Injury Guideline and IRB entitlement not proven.
The applicant sought statutory accident benefits following a motor vehicle accident, including an income replacement benefit and various medical and rehabilitation benefits.
The respondent denied the benefits on the basis that the applicant's impairments fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant's physical injuries were predominantly minor and that he failed to establish a psychological impairment or chronic pain condition that would remove him from the MIG.
The Tribunal preferred the respondent's psychological assessment over the applicant's, noting the latter omitted a significant life event.
The Tribunal also found the applicant failed to prove he missed work as a result of the accident, dismissing the claim for an income replacement benefit.
The application was dismissed in its entirety.
OLATOntario Licence Appeal TribunalApr 25, 2018