Application for accident benefits dismissed; injuries remained within the Minor Injury Guideline limits.
The applicant sought statutory accident benefits following a motor vehicle accident, disputing the insurer's determination that her injuries fell within the Minor Injury Guideline (MIG).
She claimed entitlement to income replacement benefits, a psychological assessment, and an award for unreasonable delay.
The Tribunal found that the applicant failed to provide sufficient medical evidence to prove her injuries, including alleged psychological impairments, fell outside the MIG.
Relying on the insurer's expert reports, the Tribunal concluded the applicant did not suffer a substantial inability to perform the essential tasks of her employment and was not entitled to income replacement benefits or the disputed treatment plan.
The application was dismissed.
OLATOntario Licence Appeal TribunalJan 30, 2025