Dr. Gold

The applicant, a physiotherapist, sought statutory accident benefits including weekly income benefits and physiotherapy expenses following a motor vehicle accident.

The applicant had opened his own physiotherapy clinic shortly after the accident and billed the insurer for self-administered treatments.

The arbitrator found the applicant's evidence regarding his disability and need for treatment to be unreliable and entirely without merit, noting an irreconcilable conflict of interest in his self-treatment and billing practices.

The claims were dismissed, and the applicant was ordered to reimburse the insurer's $1,000 assessment fee due to the frivolous and vexatious nature of the arbitration.