Applicant denied income replacement benefits for lacking requisite employment history, but awarded various rehabilitation treatment plans.
The applicant sought statutory accident benefits following a motor vehicle accident, including an income replacement benefit (IRB), various medical and rehabilitation benefits, and an award for unreasonable delay.
The Licence Appeal Tribunal found that the applicant was not entitled to an IRB because he was not 'employed' for at least 26 of the 52 weeks prior to the accident, as he had only worked for approximately six weeks.
The Tribunal approved several treatment plans for psychological, physiotherapy, and chiropractic services, preferring the medical evidence that assessed the applicant's condition closer to the time the plans were submitted over the respondent's later assessments.
Claims for massage therapy and a duplicative neuropsychological assessment were dismissed.
The claim for a special award was also dismissed as there was no evidence the insurer acted unreasonably.
OLATOntario Licence Appeal TribunalJun 15, 2026
