Application for accident benefits dismissed; applicant failed to prove psychological impairment warranting removal from the MIG.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming his injuries, including major depression and adjustment disorder with anxiety, warranted removal from the Minor Injury Guideline (MIG).
The adjudicator found the applicant did not meet his burden to prove a psychological impairment, placing less weight on the applicant's psychological assessment due to a lack of objective testing and preferring the respondent's psychological assessment which found no accident-related impairment.
As the applicant remained subject to the MIG, the disputed treatment plans for physiotherapy were not considered, and the application was dismissed.
OLATOntario Licence Appeal TribunalDec 16, 2025