Applicants awarded partial medical, attendant care, and housekeeping benefits following a motor vehicle accident.
The applicants, a husband and wife, were injured in a motor vehicle accident and sought statutory accident benefits from their insurer.
The insurer denied various claims for medical benefits, attendant care, and housekeeping.
At arbitration, the arbitrator awarded both applicants partial medical benefits for chiropractic treatment, finding the treatment reasonable and necessary given their chronic symptoms.
Claims for psychological counselling were denied due to a lack of objective evidence of improvement.
The wife was awarded attendant care and housekeeping benefits for a limited period based on in-home assessments by an occupational therapist.
The husband's claim for housekeeping benefits was dismissed as he was found capable of performing his pre-accident tasks.
The insurer was ordered to pay interest on the overdue benefits.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesSep 25, 2009
