Accident benefits claim dismissed; injuries fell within Minor Injury Guideline and applicant not substantially impaired.
The applicant sought statutory accident benefits following a motor vehicle collision.
The respondent denied further income replacement benefits, medical benefits, and cost of examinations, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant's injuries, including chronic pain and a sacroiliac joint sprain, were predominantly minor and subject to the MIG funding limit, which had been exhausted.
The Tribunal also dismissed the claim for income replacement benefits, preferring the respondent's expert evidence that the applicant was not substantially impaired from performing the essential tasks of employment.
OLATOntario Licence Appeal TribunalJun 4, 2018