Application for accident benefits dismissed as requested physical treatments and assessments were not reasonable and necessary.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming entitlement to physical therapy, chiropractic treatment, and various examination expenses.
The insurer denied the claims on the basis that the applicant had reached maximum medical recovery from facility-based treatment.
The Licence Appeal Tribunal found that while the applicant sustained soft tissue injuries from the accident, the requested physical treatments and examination expenses were not reasonable and necessary.
The Tribunal preferred the evidence of the insurer's medical examiner over the applicant's psychologists regarding physical impairments.
The application was dismissed.
OLATOntario Licence Appeal TribunalAug 14, 2017