Claim for chiropractic accident benefits dismissed as not reasonable and necessary.
The applicant was injured in a rear-end motor vehicle accident and sought statutory accident benefits.
The respondent initially placed the applicant in the Minor Injury Guideline (MIG) but later removed him due to psychological injuries.
The applicant sought funding for a chiropractic treatment plan, which the respondent denied.
The Tribunal found the treatment plan was not reasonable and necessary, as there was no compelling contemporaneous evidence supporting it, and preferred the insurer's examination report over the applicant's family physician's records.
Claims for interest and an award for unreasonable delay were also dismissed.
OLATOntario Licence Appeal TribunalMay 7, 2021