Application for accident benefits dismissed as applicant failed to prove impairments warranting removal from the MIG.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant sought removal from the MIG on the basis of chronic pain and psychological impairments.
The Tribunal found that while there was evidence of accident-related chronic pain, the applicant failed to demonstrate a functional impairment.
Furthermore, the Tribunal preferred the respondent's psychological assessment over the applicant's, noting a lack of corroboration in the family doctor's clinical notes.
Consequently, the Tribunal held the applicant was subject to the MIG, dismissing the claims for treatment plans, interest, and a section 10 award.
OLATOntario Licence Appeal TribunalJan 15, 2026