Application for accident benefits dismissed; injuries fell within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied funding for several treatment and assessment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant claimed he developed psychological injuries and chronic pain syndrome warranting treatment outside the MIG.
The Tribunal found insufficient evidence of a psychological injury or chronic pain condition, preferring the respondent's insurer examination reports over the applicant's chronic pain assessment.
The Tribunal concluded the applicant sustained a minor injury, the disputed plans were not reasonable and necessary as they fell outside the MIG, and no award or interest was payable.
The application was dismissed.
OLATOntario Licence Appeal TribunalSep 4, 2024