Applicant removed from Minor Injury Guideline due to chronic pain but denied income replacement benefits.
The applicant was injured in a motor vehicle accident and sought statutory accident benefits.
The insurer classified his injuries under the Minor Injury Guideline (MIG) and denied various treatment plans and income replacement benefits (IRBs).
The Licence Appeal Tribunal found that the applicant developed a chronic pain condition, removing him from the MIG.
The Tribunal approved a chronic pain assessment plan but denied a psychological assessment and a chronic pain treatment plan, finding them not reasonable and necessary.
The claim for IRBs was also dismissed as the applicant failed to prove a substantial inability to perform the essential tasks of his employment as a cabinet maker.
OLATOntario Licence Appeal TribunalNov 14, 2023