Dr. D. R. Krishna

The applicant sought statutory accident benefits following a motor vehicle accident.

The respondent denied non-earner benefits and various medical and rehabilitation benefits, arguing the applicant's injuries fell within the Minor Injury Guideline.

The applicant argued that the respondent's denial notices were defective and that the insurer's examination reports should be struck.

The Tribunal found that the applicant did not suffer a complete inability to carry on a normal life and dismissed the claim for non-earner benefits.

However, the Tribunal granted a cannabis treatment plan, preferring the treating physician's recommendation over the insurer's assessor.

The Tribunal also granted a psychological treatment plan because the respondent failed to provide a proper medical reason for its denial, applying the Suarez principle.

The remaining claims for medical benefits and a special award were dismissed.