Arbitrator awards dental benefits but denies ongoing income replacement and housekeeping benefits following pedestrian accident.
The applicant, a pedestrian struck by a vehicle, sought statutory accident benefits including income replacement, dental, and housekeeping benefits.
The arbitrator found the applicant was not entitled to ongoing income replacement benefits, as she was not substantially unable to perform the essential tasks of her pre-accident employment as a companion.
The arbitrator awarded the cost of an alternative dental treatment plan, finding the accident materially contributed to the need for it, despite pre-existing dental neglect.
The claim for housekeeping benefits was dismissed, as the applicant failed to prove a substantial inability to perform her pre-accident housekeeping duties.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesMay 8, 2003
