The applicant was injured in a motor vehicle accident and sought accident benefits.
The respondent insurer denied a treatment plan for an occupational therapy assessment, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found the applicant demonstrated she suffered from chronic pain with functional impairment, warranting removal from the MIG, based on a chronic pain assessment and consistent reporting of ongoing pain and withdrawal from activities.
The Tribunal ordered the respondent to pay the $2,195.01 treatment plan plus interest, finding it reasonable and necessary.
However, the Tribunal denied the applicant's request for a special award, concluding the insurer's reliance on its medical examination report, while ultimately unpersuasive, was not unreasonable.