The applicant sought statutory accident benefits following a motor vehicle accident, including chiropractic services and lost educational expenses.
The respondent insurer denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG), and sought repayment of an overpaid income replacement benefit (IRB).
The Tribunal found that the applicant's ongoing neck and back pain, supported by clinical records and the respondent's own assessments, took his injuries outside the MIG.
The Tribunal approved the treatment plan for chiropractic services as reasonable and necessary.
However, the claim for lost educational expenses was dismissed because the applicant failed to prove he was unable to continue his automotive training program as a result of the accident.
The Tribunal also ordered the applicant to repay $2,800 in overpaid IRBs, as he had returned to work during the period in question.
