Applicant awarded ongoing weekly non-income benefits and housekeeping expenses; special award granted for unreasonable termination.
The applicant was injured in a motor vehicle accident and received statutory accident benefits from the insurer.
The insurer terminated weekly non-income benefits and housekeeping expenses, prompting the applicant to seek arbitration.
The arbitrator found that the applicant's accident-related injuries continuously prevented her from engaging in substantially all of her normal activities, entitling her to ongoing weekly non-income benefits.
The arbitrator also awarded ongoing housekeeping expenses, finding the insurer's termination of this benefit unreasonable, which justified a special award of $2,000.
The insurer was found entitled to repayment of collateral benefits received by the applicant from a private disability insurer.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesAug 19, 1998