Insured with severe hand injury entitled to post-156 week income benefits as alternative jobs unsuitable.
The applicant was injured in a motorcycle accident, sustaining severe lacerations to his left hand that severed tendons and nerves.
The insurer terminated his weekly income benefits after 156 weeks, arguing he was reasonably suited for alternative occupations.
The arbitrator found that the applicant's education, training, and experience did not equip him for the sedentary or service occupations proposed by the insurer's vocational expert.
The arbitrator concluded the applicant remained continuously prevented from engaging in suitable employment and ordered the insurer to pay ongoing weekly income benefits, interest, and arbitration expenses.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesJan 29, 1996
