Tribunal removes applicant from Minor Injury Guideline due to concussion, granting chiropractic and neurological benefits.
The applicant sought statutory accident benefits following a motor vehicle accident, disputing the insurer's denial of treatment plans for chiropractic services, an occupational therapy assessment, and neurological assessments.
The insurer argued the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found the applicant suffered a concussion and ongoing impairments, removing her from the MIG.
The Tribunal granted the chiropractic treatment plans and one neurological assessment, finding them reasonable and necessary, but denied the occupational therapy assessment and a second neurological assessment due to lack of evidence or duplication.
Interest was awarded on the overdue benefits.
OLATOntario Licence Appeal TribunalMay 1, 2025
