Tribunal orders insurer to pay for chiropractic and physiotherapy treatment plans, preferring applicant's medical evidence.
The applicant was injured in a motor vehicle accident and sought statutory accident benefits for chiropractic and physiotherapy treatment plans.
The respondent insurer denied the plans.
The Tribunal found that the applicant met her burden of proving the treatment plans were reasonable and necessary, relying on the detailed and definitive reports of her medical expert over the generalized paper reviews of the insurer's experts.
The Tribunal ordered the insurer to pay for the disputed treatment plans and interest on overdue payments.
OLATOntario Licence Appeal TribunalApr 27, 2023