Application for accident benefits dismissed; applicant failed to prove injuries warranted removal from the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming entitlement to treatment plans for chiropractic services, a chronic pain program, and an orthopaedic assessment outside the Minor Injury Guideline (MIG).
The applicant argued that a concussion, chronic pain syndrome, and psychological impairments warranted removal from the MIG.
The Tribunal preferred the respondent's expert evidence, finding that the applicant's dizziness pre-dated the accident, his pain complaints were likely degenerative, and his psychological testing was normal.
The Tribunal concluded the applicant's injuries were predominantly minor, and since the MIG limit was exhausted, the disputed treatment plans were not payable.
Claims for an award and interest were also dismissed.
OLATOntario Licence Appeal TribunalMay 29, 2026