Applicant awarded caregiver and housekeeping benefits up to the date of DAC assessments, plus massage therapy.
The applicant was injured in two motor vehicle accidents and claimed caregiver, housekeeping, and medical benefits following the second accident.
The insurer terminated caregiver and housekeeping benefits in December 2000.
The arbitrator found that the applicant was entitled to caregiver and housekeeping benefits up to February 23, 2001, based on DAC assessments indicating she had substantially recovered to her pre-second-accident baseline by that date.
The arbitrator also awarded $600 for a massage therapy treatment plan to address an exacerbation of her fibromyalgia, rejecting the insurer's reliance on an outdated orthopaedic assessment.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesAug 31, 2004
