Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming entitlement to income replacement benefits (IRBs) and a physiotherapy treatment plan outside the Minor Injury Guideline (MIG).
The respondent insurer denied the benefits, arguing the injuries fell within the MIG.
The Licence Appeal Tribunal found that the applicant's physical and psychological injuries were predominantly minor and did not warrant removal from the MIG.
Furthermore, the applicant failed to establish a substantial inability to perform the essential tasks of his pre-accident employment.
The application for IRBs, the treatment plan, an award, and interest was dismissed.
OLATOntario Licence Appeal TribunalJan 27, 2022
