Applicant deemed catastrophically impaired under clause 2(1.2)(f) based on combined 55% whole person impairment.
The applicant was injured in a motor vehicle accident and applied for statutory accident benefits.
A preliminary issue hearing was held to determine whether the applicant sustained a catastrophic impairment under clauses 2(1.2)(f) and (g) of the Statutory Accident Benefits Schedule.
The arbitrator found that the applicant did not suffer a marked or extreme mental or behavioural impairment under clause (g).
However, combining the applicant's physical impairments (34%) and mental/behavioural impairments (29%), the arbitrator concluded that the applicant sustained a 55% whole person impairment.
Therefore, the applicant was deemed to have sustained a catastrophic impairment under clause (f).
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesDec 20, 2010