Dr. Charalabos Bob Karabatsos

The applicant sought statutory accident benefits after injuring his right leg while being placed in the back seat of a police vehicle.

The respondent insurer denied the claim, arguing the incident was not an 'accident' and that the applicant was statute-barred for providing late notice.

The Tribunal found that the incident met the definition of an accident, as being a seated passenger in a police vehicle is an ordinary use, and the vehicle's use was the dominant feature of the injury, which ultimately led to a below-the-knee amputation.

The Tribunal also found the applicant had a reasonable explanation for the late notice due to his severe medical complications and lack of sophistication.

The applicant was awarded $2,200.00 for an orthopaedic assessment.