Application for accident benefits dismissed; injuries found to be predominantly minor and subject to the MIG.
The applicant sought statutory accident benefits following a motor vehicle accident, arguing his injuries fell outside the Minor Injury Guideline (MIG) due to psychological impairments and chronic pain.
The Licence Appeal Tribunal found the applicant failed to prove a psychological impairment, preferring the respondent's psychological assessment which aligned with the family physician's records.
The Tribunal also found the applicant did not establish chronic pain with functional limitations, noting he met at most one of the six criteria under the AMA Guides.
As the injuries were predominantly minor, the applicant was not entitled to the disputed treatment plans, an award, interest, or costs.
The application was dismissed.
OLATOntario Licence Appeal TribunalOct 10, 2024
