Applicant's psychological injuries removed her from the Minor Injury Guideline; disputed treatment plans approved.
The applicant was injured in a motor vehicle accident and sought statutory accident benefits.
The insurer denied several treatment and assessment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Licence Appeal Tribunal found that the applicant sustained psychological injuries that removed her from the MIG.
The Tribunal ordered the insurer to pay for the disputed psychological, physiotherapy, and chronic pain assessments and treatments, finding them reasonable and necessary.
The applicant's claim for an award under Regulation 664 was dismissed because the insurer reasonably relied on its assessors' reports.
OLATOntario Licence Appeal TribunalMar 10, 2022
